Manage Stripe Data using Natural Language with Kimi K2 via OpenRouter

Description

Elevate your Stripe workflows with an AI agent that intelligently, securely, and interactively handles essential Stripe data operations. Leveraging the Kimi K2 model via OpenRouter, this n8n template enables safe data retrieval. From fetching summarized financial insights to managing customer discounts, while strictly enforcing privacy, concise outputs, and operational boundaries.

🧾 Requirements

Stripe:
Active Stripe account
API key with read and write access.

n8n:
Deployed n8n instance (cloud or self-hosted)

OpenRouter:
Active OpenRouter account with credit
API key from OpenRouter

🔗 Useful Links

Stripe
n8n Stripe Credentials Setup
OpenRouter

🚦 Workflow Breakdown

Trigger: User Request
Workflow initiates when an authenticated user sends a message in the chat trigger.

AI Agent (Kimi K2 OpenRouter): Intent Analysis
Determines whether the user wants to:
List customers, charges, or coupons
Retrieve the account’s balance
Create a new coupon in Stripe
Filters unsupported or unclear requests, explaining permissions or terminology as needed.

Stripe Data Retrieval
For data queries:
Only returns summarized, masked lists (e.g., last 10 transactions/customers)
Sensitive details, such as card numbers, are automatically masked or truncated
Never exposes or logs confidential information

Coupon Creation
When a coupon creation is requested:
AI agent collects coupon parameters (discount, expiration, restrictions)
Clearly summarizes the action and requires explicit user confirmation before proceeding
Creates the coupon upon confirmation and replies with only the public-safe coupon details

🛡️ Privacy & Security

No data storage:** All responses are ephemeral; sensitive Stripe data is never retained.
Strict minimization:** Outputs are tightly scoped; only partial identifiers are shown and only when necessary.
Retention rules enforced:** No logs, exports, or secondary storage of Stripe data.
Confirmation required:** Actions modifying Stripe (like coupon creation) always require the user to approve before execution.
Compliance-ready:** Aligned with Stripe and general data protection standards.

⏱️ Setup Steps

Setup time: 10–15 minutes
Add Stripe API credentials in n8n
Add the OpenRouter API credentials in n8n and select your desired AI model to run the agent. In our template we selected Kimi K2 from Moonshot AI.

✅ Summary

This workflow template connects a privacy-prioritized AI agent (Kimi K2 via OpenRouter) with your Stripe account to enable:
Fast, summarized access to customer, transaction, coupon, and balance data
Secure, confirmed creation of discounts/coupons
Complete adherence to authorization, privacy, and operational best practices

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